Who is eligible for Health Insurance Marketplace?

You must meet the following requirements to be eligible for the Health Insurance Marketplace:

• Must live in the United States
• Must be a U.S. citizen or national (or be lawfully present)
• Cannot be in prison

No matter what state you live in, you can use the Marketplace. Some states operate their own Marketplace. In other states, the Marketplace is run by the federal government.

Get a quick Marketplace overview on the "A quick guide to the Health Insurance Marketplace" page to help you apply.

How do I apply for Health Insurance Marketplace?

The open Enrollment Period is the only time you can enroll in a Marketplace plan. You can enroll in Medicaid or CHIP at any time. During the Open Enrollment Period, you can apply for a Marketplace plan online, by phone, with a paper application, or with the help of a trained assistant in your community.

Some people may qualify for Special Enrollment Periods, which allow them to enroll in a Marketplace plan outside of Open Enrollment if they have certain life events, like getting married, having a baby, or losing other coverage.

How can I contact someone?

For more information, visit HealthCare.gov